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Verified Google Reviews

What Our Clients Say

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Home ownership can feel overwhelming, especially for those struggling with regular mortgage approvals. My personal experience with Sprout Properties and their approach to the rent-to-own path, has given people the opportunity to build financial stability while working toward owning a home. This is the new way of home ownership and I highly recommend Sprout Properties.

Jeff Hand

Scenic waterfront view of Windsor

Windsor, Ontario

Situated on the Detroit River, Windsor is Canada’s southernmost city—renowned for its automotive heritage, diverse culture, and beautiful waterfront parks.

How Can I Buy a Home with Bad Credit in Windsor

A strong credit score is required to qualify for a traditional mortgage, but if your credit isn’t where it needs to be, that doesn’t mean homeownership is out of reach.

 

At Sprout Properties, we offer a flexible rent-to-own program that can help you purchase any home listed for sale in Windsor, regardless of your current credit situation. Our program is designed for buyers who are working on improving their finances but are ready to take the next step toward owning a home.

 

Contact us today to learn how we can help turn your homeownership goals into reality.

Why Rent to Own in Windsor

  • Move into your future home now—even if you're not yet mortgage-ready 

  • Lock in today's accessible pricing: benchmark price is around $580,900 (April 2025) — about $628,200 for single-family homes, down ~1–1.5% from last year. 

  • Build equity gradually through structured rent-to-own payments, easing financial pressure and supporting your credit journey 

  • Benefit from a buyer’s market: April saw new listings jump (~10–25%), months of inventory at ~4, and sales 12–15% below last year—providing choice and negotiation leverage

Windsor offers a strategic path to homeownership with affordable pricing, equity-building opportunities, and a strong urban-lifestyle package—all enhanced by buyer-friendly real estate conditions. A rent-to-own arrangement here lets you begin living in your own home today, while positioning yourself for future financial growth in a vibrant border city.

Winsor at sunset

Rent to Own Windsor and Area Requirements

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Minimum Household Income​

$130,000

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Minimum Down Payment 

$24,000

*While we generally look for a minimum credit score of 500, please note that this requirement is subject to change. 

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Minimum Credit

500*

Do you meet the requirements for Rent-to-own in Windsor, Ontario and area?

 

Our goal is to support your long-term success, not just helping you move into a home, but ensuring you’re fully prepared to qualify for a mortgage by the end of your Rent-to-Own term.

 

To do that, certain minimum criteria need to be in place. If you’re not quite there yet, that’s okay—it may simply mean the timing isn’t right.

 

You can still apply now to get connected and receive more information, and we’ll happily guide you toward your next steps so you're ready when the time is right.

Caesars Windsor at night

Windsor Key Features

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Population & Location

Windsor is Canada's southernmost city (~233,000 residents), directly across from Detroit, offering unique cross-border economic and cultural opportunities 

 

Economy & Employment

A diversified economy anchored in auto manufacturing, healthcare, education (University of Windsor, St. Clair College), and growing tech and service sectors

 

Housing Options

Average home sale price of $573K–580K, with modest year-over-year changes and average days on market around 14–23—indicating a balanced, buyer-friendly market

Recreation & Amenities

Renowned riverfront parks with Detroit-skyline views, Caesars casino and entertainment, festivals like Bluesfest, art venues, and nearby Point Pelee National Park for nature escapes

 

Connectivity & Transit

Cross-border access via Ambassador Bridge, regional airport, highways and transit, strong healthcare and education infrastructure ensure a high quality of life

Best Areas to Buy a Rent to Own Home in Windsor, Ontario

South Windsor

South Windsor

One of Windsor’s most desirable neighbourhoods, South Windsor is known for its excellent schools, quiet streets, and well-kept homes. With easy access to highways and shopping, it’s ideal for families and professionals looking for comfort and convenience.

Windsor Public Library branch in Forest Glade

Forest Glade

Located in Windsor’s east end, Forest Glade is a family-friendly community with parks, schools, and recreational facilities. It offers a wide mix of affordable homes and townhouses, making it a popular choice for first-time buyers and growing families.

Historic Walkerville

Walkerville

A vibrant, historic neighbourhood full of character, Walkerville features tree-lined streets, boutique shops, and a thriving arts and food scene. It’s perfect for young professionals, creatives, and anyone who values heritage charm with urban flair.

Riverside

Riverside

Set along the scenic Detroit River, Riverside offers stunning waterfront views, walking trails, and a strong community feel. It’s ideal for retirees, families, or anyone looking to enjoy peaceful living with quick access to downtown.

Remington Park

Remington Park

A centrally located and diverse neighbourhood, Remington Park offers affordability and convenience. Close to shopping, public transit, and community amenities, it’s a solid choice for buyers looking to stay within budget without sacrificing location.

East Riverside

East Riverside

East Riverside is a growing, newer part of the city with modern homes and access to parks, trails, and the Ganatchio Trail system. It’s popular among families and professionals seeking a clean, suburban feel near the waterfront.

Central Windsor

Central Windsor

Central Windsor is a mix of established homes, apartment buildings, and commercial areas. Its central location offers quick access to public transit, downtown, and services—great for students, renters, and investors.

Devonshire Mall

Devonshire Heights

This quiet, residential area near Devonshire Mall offers single-family homes, parks, and walkable streets. With close proximity to shopping and major roads, it’s an excellent spot for families and commuters. 

Your Next Step to Homeownership in Windsor

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