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How Can I Buy a Home with Bad Credit in Chestermere
A strong credit score is required to qualify for a traditional mortgage, but if your credit isn’t where it needs to be, that doesn’t mean homeownership is out of reach.
At Sprout Properties, we offer a flexible rent-to-own program that can help you purchase any home listed for sale in Chestermere, regardless of your current credit situation. Our program is designed for buyers who are working on improving their finances but are ready to take the next step toward owning a home.
Contact us today to learn how we can help turn your homeownership goals into reality.
Why Rent to Own in Chestermere
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Move in now while preparing to buy – Rent-to-own lets you begin living in your future home immediately, giving you time to improve credit and secure financing
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Lock in lakeside prices before they climb – Average home prices range from $600K to $750K, with some upscale lakefront homes over $1 M, making now a strategic time to enter the market
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Build equity and credit gradually – Gentle, structured payments reduce financial stress and position you to qualify for a mortgage later
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Benefit from a booming commuter market – With ~28,900 residents (2024), 10% annual growth, and proximity (~20 min) to Calgary, Chestermere offers value, rapid development, and a small‑city lakeside lifestyle
Chestermere offers an ideal rent‑to‑own opportunity: affordable lakeside living, rising property values, commuter advantages, strong community infrastructure, and diverse housing options. A rent-to-own path here lets you move in now, build equity and credit over time, and settle into a vibrant, fast-growing city outside Calgary.
Rent to Own Chestermere and Area Requirements
Minimum Household Income$135,000
Minimum Down Payment
$23,000
*While we generally look for a minimum credit score of 500, please note that this requirement is subject to change.
Minimum Credit
500*
Do you meet the requirements for Rent-to-own in Chestermere, Alberta and area?
Our goal is to support your long-term success, not just helping you move into a home, but ensuring you’re fully prepared to qualify for a mortgage by the end of your Rent-to-Own term.
To do that, certain minimum criteria need to be in place. If you’re not quite there yet, that’s okay—it may simply mean the timing isn’t right.
You can still apply now to get connected and receive more information, and we’ll happily guide you toward your next steps so you're ready when the time is right.
Chestermere Key Features
Population & Growth
Approximately 28,900 people in 2024, up ~34% since 2021. It's one of Alberta's fastest‑growing cities.
Housing Market
Diverse communities like Chesterview Estates, Rainbow Falls, Lakeview Landing, Kinniburgh, and The Cove offer a mix of housing types—from townhomes ($400–550K) to upscale lakefront properties ($900K–1.5 M).
Connectivity & Services
With Calgary transit (MAX Purple bus), easy access to Stoney Trail/Trans‑Canada Hwy, proximity to Calgary’s employment, and local schools & amenities, it delivers suburban convenience with big‑city access.
Community & Culture
The city has invested heavily in parks, rec centres, schools (high school, middle, elementary), business-friendly policies (no business taxes), and a tight-knit, culturally diverse vibe.
Recreation & Lifestyle
Built around Chestermere Lake (2.65 km² reservoir), the city offers boating, paddleboarding, ice‑skating, lakeside parks and festivals year-round.
One of Chestermere’s largest and most established communities, Westmere offers a mix of beautiful homes, walking paths, and easy access to Chestermere Lake. With nearby schools, shopping, and parks, it’s perfect for families and professionals seeking convenience and lake-life living.
Westmere
Known for its spacious lots and proximity to schools and the lake, Kinniburgh South is perfect for families planning to settle long-term. The community continues to grow, offering excellent potential for future value appreciation.
Kinniburgh South
A picturesque community with charming canals and scenic trails, Rainbow Falls offers a peaceful yet connected lifestyle. Its strong sense of community and natural surroundings make it great for families and outdoor lovers alike.
Rainbow Falls
A fast-growing master-planned community with modern homes, parks, walking trails, and family-friendly amenities. With quick access to Calgary and a focus on sustainable design, it’s perfect for young families and professionals seeking a stylish, future-focused neighbourhood.
Chelsea/Dawson's Landing
A peaceful, family-friendly community near Chestermere Lake, offering parks, schools, shopping, and green spaces. With a mix of affordable and stylish homes, it’s ideal for first-time buyers and families seeking a convenient, lakeside lifestyle.
Lakeside Greens
One of Chestermere’s premier lake communities, The Cove offers private docks, waterfront properties, and resort-style living. It’s ideal for buyers seeking an exclusive lakeside lifestyle just minutes from Calgary.
The Cove
A newer development near both Chestermere Lake and Calgary, Waterford offers stylish homes and excellent value for buyers entering the market. It’s a fantastic option for families and professionals seeking affordability without compromising on lifestyle.
Waterford
Best Areas to Buy a Rent to Own Home in Chestermere, Alberta
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What Our Clients Say
I've had A-mazing experience and business with Brandy & Tom at Sprout Properties. They are approachable, trustworthy and I like that they have a reputable history. I would highly recommend their services and I refer them whenever I can. Thank You for all of your help.
Laurie L.