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Brandy and Tom are phenomenal to work with. They have so much knowledge and are so dedicated to their business and their clients.
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How Can I Buy a Home with Bad Credit in Burlington
A strong credit score is required to qualify for a traditional mortgage, but if your credit isn’t where it needs to be, that doesn’t mean homeownership is out of reach.
At Sprout Properties, we offer a flexible rent-to-own program that can help you purchase any home listed for sale in Burlington, regardless of your current credit situation. Our program is designed for buyers who are working on improving their finances but are ready to take the next step toward owning a home.
Contact us today to learn how we can help turn your homeownership goals into reality.
Why Rent to Own in Burlington
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Move in now while preparing to buy – rent-to-own lets you settle into your future home immediately, giving you time to build credit and save for a mortgage approval
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Lock in pricing in a cooling but still competitive market – May 2025 recorded 256 home sales at an average of $1.12 M, with about 965 active listings (~3.4 months supply), indicating more choice and negotiation power compared to past lows
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Build equity and credit gradually – structured payments contribute to eventual ownership while supporting financial readiness
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Tap into greater buyer leverage – inventory is growing, sales remain healthy, but days on market (~28) allow space for deliberate decision-making
Burlington stands out as a rare blend of lakeside charm, cultural richness, and expanding buyer leverage in the GTA. A rent-to-own agreement here lets you move in now, lock in current home prices in a market shifting toward balance, and gradually build equity—all while enjoying an amenity-rich lifestyle with top-tier parks, recreation, cultural venues, and excellent transit connectivity. It’s an ideal path to homeownership in a community consistently ranked among Canada’s best mid-sized cities.
Rent to Own Burlington and Area Requirements
Minimum Household Income
$250,000
Minimum Down Payment
$45,000
*While we generally look for a minimum credit score of 500, please note that this requirement is subject to change.
Minimum Credit
500*
Do you meet the requirements for Rent-to-own in Burlington, Ontario and area?
Our goal is to support your long-term success, not just helping you move into a home, but ensuring you’re fully prepared to qualify for a mortgage by the end of your Rent-to-Own term.
To do that, certain minimum criteria need to be in place. If you’re not quite there yet, that’s okay—it may simply mean the timing isn’t right.
You can still apply now to get connected and receive more information, and we’ll happily guide you toward your next steps so you're ready when the time is right.
Burlington Key Features
Population & Location
With over 187,000 residents, Burlington sits between Toronto and Niagara Falls, offering both urban connectivity and suburban serenity
Recreation & Green Space
Features 115 parks, 580 ha of parkland, waterfront assets like Spencer Smith Park and Beachway Park, and over 23 km of multi-use trails for walking, cycling, or running—including the Bruce Trail atop the Niagara Escarpment
Arts, Culture & Festivals
Home to the LEED Gold‑certified Burlington Performing Arts Centre (940 seats), the Art Gallery of Burlington, Joseph Brant Museum, Royal Botanical Gardens (1,100 ha), and events like the Sound of Music Festival and Ribfest
Shopping & Dining
Downtown and waterfront restaurants (e.g., Spencer’s on the Waterfront), local breweries like Nickel Brook, plus two major malls—Burlington Centre (132 stores) and Mapleview Centre
Connectivity & Transit
Served by QEW, Highway 403/407, three GO Train stations, VIA Rail access, and Burlington Transit—ensuring reliable travel within the GTA
Best Areas to Buy a Rent to Own Home in Burlington, Ontario
Roseland
One of Burlington’s most prestigious neighbourhoods, Roseland offers stunning character homes, mature trees, and close proximity to Lake Ontario. It’s ideal for families and buyers who want elegance, history, and a scenic setting.
Dynes
Dynes is a well-established neighbourhood with affordable homes, schools, and easy access to shopping and transit. It’s a great choice for families and first-time buyers seeking value and convenience.
Longmoor
Known for its quiet streets and spacious lots, Longmoor offers a mix of traditional and updated homes. With parks and schools nearby, it’s perfect for families who value a suburban feel with city amenities close by.
Millcroft
Millcroft is a highly desirable neighbourhood featuring executive homes, a golf course, and beautifully landscaped streets. It’s an excellent choice for buyers seeking luxury, green space, and a strong community vibe.
Aldershot
Aldershot combines lakeside beauty with urban convenience, offering charming homes, boutique shopping, and access to Royal Botanical Gardens. It’s great for nature lovers and professionals commuting to the GTA.
Maple
Located near Burlington’s vibrant downtown, Maple offers condos, townhomes, and single-family homes in a convenient setting. With waterfront parks and cultural attractions nearby, it’s perfect for urban lifestyle seekers.
Pinedale
Pinedale is a family-oriented community with affordable homes, top schools, and easy access to highways and GO Transit. It’s a great option for families and commuters looking for comfort and convenience.