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How Can I Buy a Home with Bad Credit in Beaumont
A strong credit score is required to qualify for a traditional mortgage, but if your credit isn’t where it needs to be, that doesn’t mean homeownership is out of reach.
At Sprout Properties, we offer a flexible rent-to-own program that can help you purchase any home listed for sale in Beaumont, regardless of your current credit situation. Our program is designed for buyers who are working on improving their finances but are ready to take the next step toward owning a home.
Contact us today to learn how we can help turn your homeownership goals into reality.
Why Rent to Own in Beaumont
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Move in now while preparing to buy – rent‑to‑own lets you occupy your ideal home today, giving you time to build credit and savings rather than waiting to qualify for a mortgage
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Lock in prices in a fast‑growing market – average home prices hover around $647K (May 2025), with detached homes comfortably under Calgary’s market—offering value now before further rises
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Build equity gradually – structured rent‑to‑own payments ease financial pressure and help improve credit over time
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Benefit from a bilingual, family‑oriented community near Edmonton – Beaumont is Alberta’s third‑fastest growing city, part of the Edmonton metro, with strong incomes, transit connections, and Francophone heritage
Beaumont combines commuter convenience, strong income levels, and a family‑friendly vibe—while still being more affordable than Calgary or Edmonton. Rent‑to‑own here means locking in current value, building equity gradually, and settling into a dynamic, bilingual community poised for continued growth.
Rent to Own Beaumont and Area Requirements
Minimum Household Income$150,000
Minimum Down Payment
$26,000
*While we generally look for a minimum credit score of 500, please note that this requirement is subject to change.
Minimum Credit
500*
Do you meet the requirements for Rent-to-own in Beaumont, Alberta and area?
Our goal is to support your long-term success, not just helping you move into a home, but ensuring you’re fully prepared to qualify for a mortgage by the end of your Rent-to-Own term.
To do that, certain minimum criteria need to be in place. If you’re not quite there yet, that’s okay—it may simply mean the timing isn’t right.
You can still apply now to get connected and receive more information, and we’ll happily guide you toward your next steps so you're ready when the time is right.
Beaumont Key Features
Population & Growth
Estimated at ~24,100 (2024), representing ~5–6% annual growth and ~23% over five years. Median age is ~35—making it a youthful, dynamic city.
Income & Employment
Median household income is $130K–144K, well above provincial norms, fuelled by commuters to Edmonton and high-earning professionals.
Housing Market
Average home price ~$647K, median ~$627K, with 3-bedroom homes averaging $571K and 2‑bedroom units ~$368K, listing stay ~33–54 days.
Connectivity & Services
Located just south of Edmonton and close to the airport and Nisku industrial park. Served by regional transit, local amenities, growing schools, and future-focused planning.
Recreation & Amenities
A bilingual city with strong arts/culture (Beaumont Music Festival, Beaumont Days), robust parks and recreation centres, community programming, and family-friendly services.
Montalet offers a modern suburban lifestyle with beautiful homes, landscaped green spaces, and a family-friendly atmosphere. With nearby schools and parks, it’s perfect for growing families looking for convenience and community.
Montalet
Known for its scenic walking trails, ponds, and a strong sense of community, Dansereau Meadows is a top choice for families and nature lovers. Its proximity to schools and amenities makes it both practical and peaceful.
Dansereau Meadows
One of Beaumont’s more established neighbourhoods, Four Season Estates features spacious homes, mature trees, and easy access to recreational spaces. It’s ideal for families looking for larger lots and a quiet, suburban setting.
Four Season Estates
A newer community in Beaumont, Forest Heights combines modern design with plenty of green space. It’s great for families and professionals who want stylish homes in a growing, well-connected area.
Forest Heights
Offering a beautiful setting with natural water features and parks, Beaumont Lakes is a peaceful community ideal for families and anyone who loves outdoor living. It blends nature with modern amenities for a balanced lifestyle.
Beaumont Lakes
Élan is one of Beaumont’s newest neighbourhoods, designed with a focus on community and connectivity. Featuring stylish homes and future-forward planning, it’s perfect for young families and professionals looking for a fresh start.
Élan
Best Areas to Buy a Rent to Own Home in Beaumont, Alberta
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What Our Clients Say
Tom and Brandy are so easy to talk to and work with! They were able to walk us through the entire process and even made the effort to meet with us when they were in town! I highly recommend them if you are wanting to buy a house with less than stellar credit.
R & J S.