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How Can I Buy a Home with Bad Credit in Aurora
A strong credit score is required to qualify for a traditional mortgage, but if your credit isn’t where it needs to be, that doesn’t mean homeownership is out of reach.
At Sprout Properties, we offer a flexible rent-to-own program that can help you purchase any home listed for sale in Aurora, regardless of your current credit situation. Our program is designed for buyers who are working on improving their finances but are ready to take the next step toward owning a home.
Contact us today to learn how we can help turn your homeownership goals into reality.
Why Rent to Own in Aurora
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Homes often list with median prices in the $1.3 million range (for single-family homes and newer builds), but there are more affordable townhomes and smaller properties in lower tiers
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Excellent schools, growing infrastructure, services, and proximity to Toronto make Aurora highly desirable — which means good potential for future equity growth
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Larger inventory of new builds and subdivisions offers more options in different price ranges and styles, which means more opportunity to pick something that fits your needs now
Aurora remains one of Greater Toronto’s most desirable suburbs — not just because of its location, but because of its investment in livability. Parks, transit, amenities, and growing community infrastructure have made it sought-after, which also drives prices up. For someone who may just be short of all the mortgage qualifications today, rent-to-own offers a chance to move in now, begin building equity and credit, and benefit from the appreciation and community strength Aurora offers over time.
Rent to Own Aurora and Area Requirements
Minimum Household Income$160,000
Minimum Down Payment
$29,000
*While we generally look for a minimum credit score of 500, please note that this requirement is subject to change.
Minimum Credit
500*
Do you meet the requirements for Rent-to-own in Aurora, Ontario and area?
Our goal is to support your long-term success, not just helping you move into a home, but ensuring you’re fully prepared to qualify for a mortgage by the end of your Rent-to-Own term.
To do that, certain minimum criteria need to be in place. If you’re not quite there yet, that’s okay—it may simply mean the timing isn’t right.
You can still apply now to get connected and receive more information, and we’ll happily guide you toward your next steps so you're ready when the time is right.
Aurora Key Features
Population & Community
A vibrant and family-oriented town of over 63,000 residents, Aurora blends small-town charm with urban convenience. It’s known for safe neighbourhoods, strong schools, and an active community with festivals, markets, and local events year-round.
Economy & Infrastructure
Aurora’s economy is anchored by business services, manufacturing, and tech, with major employers like Magna International. The town’s strategic location along Hwy 404 offers fast access to the GTA.
Connectivity & Services
Excellent commuter links via Highway 404, GO Transit, and York Region Transit (YRT/Viva) make Aurora a top choice for those working in Toronto or nearby cities. High-quality healthcare, top-rated schools, and close proximity to major shopping hubs like Upper Canada Mall round out the amenities.
Recreation & Lifestyle
With more than 700 acres of parks, trails, and green spaces, Aurora is ideal for outdoor living. Enjoy spots like Sheppard’s Bush Conservation Area and the Aurora Arboretum. Its lively boutique shops and dining options balance nature with urban comfort.
A mature and family-friendly neighbourhood known for tree-lined streets, established schools, and nearby parks. Aurora Heights offers a mix of detached homes and townhouses, ideal for families looking for quiet living close to downtown amenities.
Aurora Heights
A vibrant and convenient area with easy access to shopping, restaurants, and fitness centres. Its proximity to Hwy 404 and the GO Station makes it great for commuters, while its newer homes and community parks appeal to young professionals and families alike.
Bayview-Wellington
The heart of Aurora, featuring a charming mix of heritage homes, boutique shops, and local eateries. Aurora Village offers walkable living near community hubs, the Farmers Market, and the Cultural Centre—perfect for those who value character and convenience.
Aurora Village
A growing area offering newer developments, excellent access to schools and parks, and proximity to the SmartCentres shopping district. It’s a great option for buyers seeking modern homes and convenience in a well-connected part of town.
Bayview Northeast
Newer builds, winding streets, trail access (e.g. Sheppard’s Bush), close to schools. Nice mix of housing styles. Great for folks who want a balance of natural surroundings + modern conveniences.
Aurora Grove
Best Areas to Buy a Rent to Own Home in Aurora, Ontario
Verified Trustpilot Reviews
What Our Clients Say
I've had A-mazing experience and business with Brandy & Tom at Sprout Properties. They are approachable, trustworthy and I like that they have a reputable history. I would highly recommend their services and I refer them when ever I can. Thank You for all of your help.
Laurie L Dunbar